Business Disaster Resources
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Local Resources to Help Your Business Weather the Next Storm with Background Image of Storm Clouds

EMERGENCY STATUS: INACTIVE

There are no current emergencies taking place in Highlands County, and we are operating under normal conditions.

 

 


 

SUBSCRIBE Storm kit tote
to our email list to receive live updates on the activation of support programs, urgent business information and more. *One tote per business, while supplies last.


 

CONNECT

Stay connected with up-to-date information via these two sources:

1. Subscribe to our Business Alerts for realtime information on the activation of support programs, urgent updates and more. (Business only updates)

2. Subscribe to ALERT HIGHLANDS for critical alerts on severe weather, unexpected road closures, missing persons, and evacuations of buildings or neighborhoods. (All county updates)

3. Register your business with the state's emergency business database at Floridadisaster.biz.

 


 

PLAN

We know you’re busy, but the effects of a disaster on your business will only be worse if you don’t plan in advance. Planning helps you resume operations more quickly, and it gives you a competitive advantage by providing your customers assurance that you’re prepared to serve them even after a disaster. How would you manage your business if access to the workplace is limited by roads closures, streets are impassable, or communication is limited?

 

Do-It-Yourself Planning Guides:

 

FREE Expert Help:

SBDC specialists can help you develop custom disaster plans. Find out more at 863-784-7378 or floridasbdc.org/business-continuation/.

 

Prep Your Storm Kit:
Assemble your essential documents to ensure you have the items needed to quickly submit insurance claims and apply for potential support programs. View a suggested storm kit checklist here (PDF). Subscribe to our email list, and we'll send you a FREE storm kit tote and checklist. 

 

 


 

RECOVER

REPORT DAMAGE
www.FLORIDADISASTER.Biz

Complete the online damage assessment, which takes just a few minutes. Your information will be shared with emergency response agencies to expedite implementation of appropriate disaster relief programs.


GET HELP
Depending on the severity of a storm, a number of resources may be activated to help businesses. These resources include:

SBA DISASTER LOANS: ACTIVE
Additional Details >> https://disasterloan.sba.gov/ela/Information/Index.
The Small Business Adminsitrations offers low interest disaster loans for individuals, businesses and non-profit organizations. The loans can be used for loss and damages not fully covered by insurance. View this list of information needed for the SBA loan process.

 

THE U.S. SMALL BUSINESS ADMINISTRATION ANNOUNCED TWO DISASTER DECLARATIONS APPLICABLE TO HIGHLANDS COUNTY RESIDENTS AND BUSINESSES RELATED TO HURRICANE DORIAN AND TROPICAL STORM NESTOR:

 

  • BUSINESS PHYSICAL DISASTER LOAN ACTIVE
    Businesses and most private non-profit organizations located in a declared disaster area that incurred damage during a disaster may apply for a low-interest loan to help replace or restore damaged property if federal assistance is activated. SBA makes physical disaster loans of up to $2 million to qualified businesses and most private non-profit organizations. Visit www.SBA.gov for full details.

    • 1. FL 16181  is related to the tornadoes and bad weather associated with Tropical Storm Nestor on Oct. 18. In this case, businesses and non-profits can apply for working capital loans as above, and also for any physical damages that were not covered by insurance. In addition, homeowners may apply for up to $200,000 for uncompensated losses at rates as low as 1.5%, and homeowners and renters may also apply for up to $40,000 to repair or replace their damaged personal items, including personal vehicles. The application deadline is Jan. 13, 2020. DOWNLOAD FACT SHEET HERE.


  • ECONOMIC INJURY DISASTER LOAN - ACTIVE
    If federal assistance is activated and you are in a declared disaster area, have suffered substantial economic injury regardless of physical damage, and you are a small business, small agricultural cooperative, or private nonprofit organizations, you may qualify for an EIDL. EIDLs provide working capital to help businesses survive until normal operations resume after a disaster. SBA can provide up to a maximum of $2 million to help meet financial obligations and operating expenses. A business may qualify for both an EIDL and a physical disaster loan, not to exceed the maximum of $2 million. Visit www.SBA.gov for full details.

    • 1. FL 16183 is an Economic Injury Disaster Declaration for small businesses, small agricultural cooperatives, and most private non-profit organizations. This is for those who lost income due to Hurricane Dorian, when it looked as if the storm might hit Florida, Aug. 28-Sept. 9. These working capital loans up to $2 million 3.875% interest (there is no minimum borrowing requirement). The application deadline is Aug. 13, 2020. DOWNLOAD FACT SHEET HERE.

    • 2. FL 16181  is related to the tornadoes and bad weather associated with Tropical Storm Nestor on Oct. 18. In this case, businesses and non-profits can apply for working capital loans as above, and also for any physical damages that were not covered by insurance. In addition, homeowners may apply for up to $200,000 for uncompensated losses at rates as low as 1.5%, and homeowners and renters may also apply for up to $40,000 to repair or replace their damaged personal items, including personal vehicles. The application deadline is Jan. 13, 2020. DOWNLOAD FACT SHEET HERE.


 
FLORIDA DISASTER BUSINESS BRIDGE LOAN - INACTIVE
Addtional Details >> http://www.floridadisasterloan.org.
The purpose of the Emergency Bridge Loan Program is to provide a source of expedient cash flow to Florida small businesses impacted by a disaster. These short-term, interest-free working capital loans are intended to "bridge the gap" between the time a major catastrophe hits and when a business has secured longer term recovery resources, such as sufficient profits from a revived business, receipt of payments on insurance claims or federal disaster assistance.


DISASTER UNEMPLOYMENT ASSISTANCE - INACTIVE
The Florida Department of Economic Opportunity (DEO) provides the Disaster Unemployment Assistance (DUA) Program to assist businesses and residents whose employment or self-employment was lost or interrupted as a result of a disaster. Full details are available at www.FloridaJobs.orgIf you need assistance with the Disaster Unemployment Assistance program, please contact our local CareerSource Heartland at 863-385-3672 extension 301.


OUR MISSION

Enhance the quality of life in Highlands County by attracting a diversity of new businesses; increasing industrial investment while facilitating the retention and successful expansion of existing business and industry.

Keep In Touch

Economic Development
Highlands County Board of County Commissioners
(E)
economicdevelopment@hcbcc.org
(P) 863.402.6906
(F) 863.402.6651